Built by people who know the land, for dairy operations.
Dairy Insurance is the dairy-focused division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a livestock-mortality undervaluation or a spoilage exclusion shows up in a claim denial.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- Dairy-knowledgeable agents
- 15-minute quote turnaround
- 2-hour claims response
- A.M. Best A+ carrier partners
From the jobsite to the agency.
Josh Cotner ran equipment, read specs, and filed certificates before founding CCA in 2005. That background is why we understand what's at stake when a dairy barn burns, a bulk tank fails, and the farm's carrier cites a coverage gap.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure farms, contractors, and operators the right way.
Expanded to specialty agricultural markets
After placing programs for dozens of specialty contractor and trade categories, CCA extends expertise to dairy and livestock operations with unique risk profiles.
Dedicated dairy division
Dairy Insurance focuses CCA's expertise on dairy producers — operations where livestock mortality, parlors and bulk tanks, spoilage, and manure exposure are the real risks.
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Dairy operations insured nationwide
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Years insuring farm operations
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Average quote turnaround
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States licensed & writing
Four things we won't compromise on.
Operator-first, always
Josh spent years in the trades before starting the agency. We speak the language of dairy farming because we know what happens when coverage fails at claim time.
Coverage that closes the gaps
Livestock undervaluation, equipment and spoilage exclusions, and manure-runoff exposure — we address the risks standard farm markets miss.
A-rated markets only
We shop carriers with the financial strength and agricultural experience to be there when a barn fire, a bulk-tank failure, or a pollution claim hits.
Honest, no-pressure advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your dairy actually requires.
Ready to protect your dairy operation?
Get a 15-minute quote from specialists who understand dairy farming — livestock mortality, parlors, bulk tanks and chillers, and manure exposure.